On an employees pay stub, year-to-date NET represents an employees total income, less their taxes, and other deductions. YTD is an acronym that stands for "Year-to-Date". Learn more about how to calculate payroll. From recruitment to retirement, getting the very best out of your people. Enter the date on your paycheck. Its a whole new look on time management. Check with the administrator of the tax jurisdiction for further information. This can let them know if they might need to work extra hours or not. Plus we will show you YTD information, real time, live, as you type. It takes an average of less than 5 minutes. Sometimes looking at a pay stub can feel like you're trying to figure out a puzzle. If a person is trying to save a certain amount of money for the year, the YTD number can tell them if they're on track or not. Also select whether this is an annual amount or if it is paid per pay period, Is the gross pay amount annual or paid per pay period, Enter the gross pay total of your paychecks for the current year excluding the current one. Payroll by Fingercheck calculates everything for you. instant Paystubs download & free pay stub calculator. It is easy to organize Year-to-Date stubs with Online Check Stub Calculator by stubcreator.com, which provides users with feasible stub making. Copyright 2023 PaystubCreator.net. Some employers are not required to give employees pay stubs. If you have only just started your job this financial year or don't want to work out your income from your group certificate then just enter '0' as the 'gross income shown on your . To ensure that the amounts are accurate, youll need to understand how to calculate YTD for each deduction. Compare and Save. The YTD NET abbreviation on a pay stub represents the total annual amount for income and taxable deductions for each employee. Jamaica, NY Comparing your YTD for two periods (i.e., this year and last year), you can reliably predict the trajectory of your future incomes. Our Payroll Tax Calculator can help you and your employees find answers to those and other questions. With Online Check Stub, it is very easy to generate stubs because the pay stub is powered to you as you can clearly see the transparent calculations by Automated Calculator. support@formpros.com
make your paystubs in a minute +0123 456 70 90 Toggle navigation You might receive a large tax bill and possible penalties after you file your tax return. Discover what others say about us. This is truly WYSWYG - What you see, is what you get. Step 4b: any additional withholding you want taken out. Unfortunately yes, bonuses are taxed more. An easy way to calculate your YTD is by using a pay stub generator with year-to-date, such as Real Check Stubs. This is the amount of income before taxes and deductions are withheld. It's common for year-to-date earnings to appear on an individual's pay stub. Multiply the hourly wage by the number of hours worked per week. Enter Information: This step includes entering information related to you, your employer, your earnings, and deductions. If you think you have been blocked in error, contact the owner of this site for assistance. Comprehensive payroll and HR software solutions. By entering it here you will withhold for this extra income so you don't owe tax later when filing your tax return. The amount also lets you look into the future, as you would have a target to meet or exceed. We get it. What was updated in the Federal W4 in 2020? In addition to withholding federal and state taxes, part of your gross income might also have to contribute to deductions. YTD Gross Pay: Please enter a value for YTD Gross Pay. Use SmartAsset's paycheck calculator to calculate your take home pay per paycheck for both salary and hourly jobs after taking into account federal, state and local taxes. These paycheck stubs can be used by employees as proof of their earnings & employers can keep it for their records. The gross pay method refers to whether the gross pay is an annual amount or a per period amount. Some deductions are post-tax, like Roth 401(k), and are deducted after being taxed. It is a testament to their hard work. YTD in Paycheck Stubs Four Things to Consider. The year-to-date payroll lets an employee or a business owner know how much they earned from the start of the year to the current date. Being able to predict this will help you adjust your income and expenses. And if in case you lost your stub that you created using free paystub generator with us in past, you need to go to resend order page and on entering your email address, you will see the list of all free paycheck stubs created by you with resending option. Pay stubs online is not only convenient, but practical. info@paystubdirect.com For employers, being able to calculate accurate YTD amounts is part of running a successful business. As an employee, you and your family rely on you to provide for your daily expenses. If you want to "add in" to the monthly and yearly earnings, check the Add to total box. Our user-friendly online platform allows you to create faultless pay stubs in just a few easy steps. Invoice Generator. For salaried employees, the number of payrolls in a year is used to determine the gross paycheck amount.For example, let's look at a salaried employee who is paid $52,000 per year: You are tax-exempt when you do not meet the requirements for paying tax. An IRS Form W-2, also known as the Wage and Tax Statement, reports information about an employee's yearly income. Pay Period End Date. Each additional stub has two fields which means that you can customize your employees Pay Date, that is, the date for which the respective stub will be considered valid. You can select from a roster of year-to-date pay stub templates as excellent tools to include YTD amounts on checks. YTD information is useful for analyzing . Important Note on the Hourly Paycheck Calculator: The calculator on this page is provided through the ADP Employer Resource Center and is designed to provide general guidance and estimates. Learn how we can make a difference by joining forces to improve the success of the clients we share. Generally speaking, most pay stubs will show a running total of YTD earnings that are pre-calculated for you. If you do not want rounding, click No. You may lose any unsaved progress! Calculating YTD is fairly straightforward if you know what to look for on your pay stub. Semi-monthly is twice per month with 24 payrolls per year. In our calculators, you can add deductions under Voluntary Deductions and select if its a fixed amount (pre-tax), a percentage of the gross-pay (pre-tax), or a percentage of the net pay (post-tax). Then, multiply that number by the total number of weeks in a year (52). Didn't Receive Your Order? If someone started a new job this year, they can grab the paystubs from their last job or last year and compare the YTD numbers side by side from the same period. Step 4a: extra income from outside of your job, such as dividends or interest, that usually don't have withholding taken out of them. This status applies for people who arent married, but adhere to special rules. How do I complete a paycheck calculation? YTD amounts are useful for telling employees and independent contractors how much theyve earned in a given year. Click here to learn more: Documentation (opens in new tab). # of full months plus fraction of month **. Add your Company Logo to the paystub. how to make a capricorn woman chase you; matt mitchell alabama; is harry the bunny a puppet or costume; Looking for managed Payroll and benefits for your business? Process your payroll in advance and calculate taxes, gross and net pay, and invoices with ease. Select your state from the list below to see its salary paycheck calculator. This calculator will take a gross pay and calculate the net pay, which is the employees take-home pay. Rounding is not required, but is permitted by federal regulations, In some cases, public employees are exempt from Federal, Social Security and/or Medicare taxes. What is the difference between bi-weekly and semi-monthly? Step 2: check the box if you have more than one job or you and your spouse both have jobs. For example, calculating YTD for an employee would be: $10,000 x 12 months = $120,000 YTD. Since our calculators are a key component of our online pay stubs, you'll know you're giving yourself more time to concentrate on other business needs or pursuits. ADP Canada Canadian Payroll Calculator. Read the latest news, stories, insights and tips to help you ignite the power of your people. Employee benefits, flexible administration, business insurance, and retirement plans. Online generators also use a year-to-date calculator pay stub to compute your business' YTD automatically. 150.00). ADP hires in over 26 countries around the world for a variety of amazing careers. For example, if an employee makes $25 per hour and works 40 hours per week, the annual salary is 25 x 40 x 52 = $52,000. If you have deductions on your paycheck, enter the name of the deduction here (ie. Manage labor costs and compliance with easy time & attendance tools. 100% satisfactionwe care about your satisfaction. Convert the result into a percentage. Pay frequency refers to the frequency with which employers pay their employees. Exemption Amount Exemption Amount. Helping you automate repeatable business tasks, minimizing room for errors and increasing overall efficiency. Most employees and sometimes even employers are confused as to what YTD or Year to Date means. It tracks the amount of money a person received and is trying to save for the year. 2. Our automated payroll process uses internal timesheet data to calculate pay and to eliminate the risk of error with no additional input. To calculate an annual salary, multiply the gross pay (before tax deductions) by the number of pay periods per year. Sometimes this happens yearly, and keeping up with the rules can be hard - especially when youre in business for yourself. With Online Pay Stubs, you can instantly Create pay stub for free within minutes. Any other estimated tax to withhold can be entered here. All the YTD values will be calculated automatically. Want to add these calculators to your website?Learn about our customizable calculators. The procedure is straightforward. Enter the company, employee and compensation details. Discover what others say about us. As employers, they can use the information to improve upon themselves in the long run. You would have an idea of what your future income would be like. One emergency can ruin your savings and finances. Our solution can help with: Compliance with federal, state and municipal taxes. Based on In other words, you will add the annual year-to-date wages for each employee together. Focus on what matters most by outsourcing payroll and HR tasks, or join our PEO. Year to date payment on this pay stub. We try to make an update them constantly if we see a need for improvement. Remember, its one tool for planning. It can also be extremely gratifying for them to see how much they've earned and worked for the year. Must be a valid dollar amount. Store them in digital format and print them on paper when needed. Employees can view their year-to-date payroll income through a physical or digital pay stub you decide to issue. But, The Key Differences Between President Vs CEO. (HTTP response code 503). Understanding the year-to-date amounts on a pay stub is the first step into creating an effective and straightforward paycheck slip. How is pay frequency used to calculate payroll? It helps employers to make decisions regarding hiring and budget cuts and manage purchases and overall cash flow. Take the Year-to-Date figure following the missing pay stub and subtract the gross pay amount for that date to obtain the missing Year-to-Date figure. Again, the percentage chosen is based on the paycheck amount and your W4 answers. var d=new Date(); document.write(d.getFullYear()); ADP, Inc. Find the package that's right for your business. With it, you can plan for future and unforeseen expenses. There is an additional tax (surprise!) It gives you a target to meet on year, and as an employer, you need to understand the practical uses of YTD to take control of its advantages. Last but not the least, YTD Net Pay, which is the subtraction of YTD Deduction amount from YTD Gross. What is a year-to-date (YTD) calculator in the context of online check stubs? Your monthly gross income is $4,166.66 . An easy way to calculate your YTD is by using a pay stub generator with year-to-date, such as Real Check Stubs. For instance, a single person living at home with no dependents would enter a 1 in this field, Enter the amount of other income (dividends, retirement income, etc), Enter the amount of deductions other than the standard deduction, If you have additional withholding dollars taken from each check beyond your regular W-4 specifics, enter that amount here. How to check the accuracy of Online Check Stub? If you selected % of Gross, enter a percentage number such as 3.00. They are self-employed entities hired to accomplish a specific job to fulfill a contract. The paystub form looks like the document that you will print out. YTD helps to predict potential tax liabilities aside from the essential tax slips. If you are paid weekly, you will receive four paychecks . The greatest disadvantage of it was its complexities and high costs. Whether you operate in multiple countries or just one, we can provide local expertise to support your global workforce strategy. View Screenshot Bonus #7 Payroll Calculator Version 2.0.0 - Beta. Please enter your email address. The YTD numbers provide employees with a side-by-side comparison between their yearly incomes and various jobs. The federal income tax is a tax on annual earnings for individuals, businesses, and other legal entities. All wages, salaries, cash gifts from employers, business income, tips, gambling income, bonuses, and unemployment benefits are subject to a federal income tax. Ensure office safety and track time the new way with our latest, no-contact time clock that reads body temperature and detects face masks. Whereas, the Pay Period can also be customized by selecting from and to dates from the calendar that appears when you click on the field. You can create these forms without any hidden fees and with the peace of mind that they are private and secure. A check stub maker can give you a current view of your finances so you always have the information you need throughout the year. Input month on paystub as number*. This determines the tax rates used in the calculation, Enter the gross amount, or amount before taxes or deductions, for this calculation. It lists the wages paid to an employee during a fiscal year and their withheld taxes. A copy of your stub will be emailed to this address! For hourly calculators, you can also select a fixed amount per hour (pre-tax). This amount indicates the employees total income for the financial year. Learn how Fingercheck can help you do business better! We have many things we want to be added, but, we also try to keep complexity down to a minimum. It is used on paystubs to keep track of the amount of something since the first day of the year or the first day the employee started working in the year. Find payroll and retirement calculators, plus tax and compliance resources. Year-to-date Income. *For example, if the period ending date on the check is April 21st, then input month = 4 and input day = 21. Even if a calculation isn't provided on your pay . This number is optional and may be left blank. Always verify that missing pay is representative before using it in income calculation. If youve paid for more than half the cost of your household (with a qualifying dependent), consider this status. Add up the total. Thats where our pay stubs online website comes to the rescue. Year-to-date payroll calculator. Gross pay amount is earnings before taxes and deductions are withheld by the employer. For example, if an employee's YTD earning on March 1st is $8,000, that means from January 1st to March 1st, he or she has earned a total of . For example, you have five employees currently working in your company, namely, Michelle, Ada, Mia, Chris, and Van. This paycheck stub is print-ready. Addl Exempt Addl Exempt. For employees and independent contractors. Enter Employee Details like Name, Wages, and W-4 information. It often modifies concepts of investment returns, earnings as well as net pay. News. For salaried employees, the number of payrolls in a year is used to determine the gross paycheck amount. Want to add these calculators to your website? . Creating free paystub using Online Paystub Generator can be used as a paystub calculator and paycheck calculator. Your session is about to expire. This helps in the orderly arrangement of check stubs. Here are some key differences between President vs CEO. We have been recognized by esteemed organizations for the value we bring to our clients, our associates and the global community. A pay stub generator with year-to-date would usually provide you with the YTD data at the bottom part of the last column of the pay slip. FICA - SOCIAL SECURITY. Decoding the meaning of each of them, Pay Period indicates the period for which a person is receiving a paycheck. The FREE Online Payroll Calculator is a simple, flexible and convenient tool for computing payroll taxes and printing pay stubs or paychecks. There are federal and state withholding requirements. Create a Pay Stub for Free & relieve yourself from hectic payroll management and any traditional accounting services. First, determine the total number of hours worked by multiplying the hours per week by the number of weeks in a year (52). Engage new hires with a simple, streamlined onboarding process so they can hit the ground running. Pricing. Thank you again. This paystub creator allows you to simply type in your basic pay numers, like wage, and hire date, and we will calculate the rest, including witholding taxes, deductions, loans, etc. When you select more than one pay stub to be made, you are provided with Pay Date and Pay Period at the end of stub making tool. You can calculate the YTD from the example above like this: Year to date = (60,000 / 50,000) - 1. Make free pay stubsas it is very easy using the Online Paystub Generator tool. Year to date = 0.20. Enter the information from the pay stubs before and after the missing pay stub in the fields below and click the Calculate button. Many purposes, and one solution- StubCreator. They can be, 4.8 / 5 Making free paystub online can save your time and money. Lets take a look at how this is done. For instance, cafeteria plans (section 125) and 401k deductions are exempt from certain taxes. Get exclusive small business insights straight to your inbox. Step 3: enter an amount for dependents.The old W4 used to ask for the number of dependents. We have a simple functionality to manage this case too. Have you ever looked at a paystub and saw these three letters "YTD" all over the place? Its just a fact of life; the tax codes are constantly changing rules and percentages of what people owe. The current tax rates are 0%, 10%, 12%, 22%, 24%, 32%, 35%, or 37%. This includes contributions to: YTD amounts allow employers to estimate the amount of money they will spend on employee payroll expenses during the year. As an employer, calculating YTD for your business' payroll works the same, except you'll add the employees' annual wages together. Attend webinars or find out where and when we can connect at in-person events. Los Angeles, CA. Store all employee information and emergency contacts in one centralized portal. Year-to-date earnings templates show essential information, such as: If you want to do your job that much easier, use a pay stub generator, such as Real Check Stubs, to make your employee's salary slips. Using this payroll tax calculator allows you to estimate your payroll taxes. Sometimes, paystubs only report the amount we earned before tax deductions, in which case this is called the "YTD Gross" amount. pay stub online really great tools +0123 456 70 90. All Rights Reserved. missing pay stub calculator. Calculate the sum of all assessed taxes, including Social Security, Medicare and federal and state withholding information found on a W-4. Letters are not case-sensitive. Generated by Wordfence at Tue, 18 Apr 2023 15:05:11 GMT.Your computer's time: document.write(new Date().toUTCString());. Employers use YTD to record and track the total sums of various amounts, such as returns, earnings of a business, and employees' income and net pay. Fingercheck's payroll solution offers more in-depth information about such topics as federal income tax withholding or wage garnishment. Your YTD amount can help you keep track of the growth of your wealth. At ADP, we say that were Always Designing for People, starting with our own. Next, divide this number from the annual salary. Multiple Pay Stub Templates. PaycheckCity delivers accurate paycheck calculations to tens of millions of individuals, small businesses, and payroll professionals every year since 1999. If you see any errors or upgrades, let us know. Employees are currently not required to update it. We understand, that sometimes you want a customized paystub solution, so you can simply turn off the auto-calculate option, and put in your own numbers. Business owners also need to understand a year-to-date check stub to fill out an employee IRS Form W-2 accurately. Looking for the perfect pay stub solution? It often modifies concepts of investment returns, earnings as well as net pay. Dependents Dependents Make Pay Stub For Free. It helps you to compare your business' performance data of your company and analyze trends in growth. An efficient business, is an effective business. Let's settle all of this once and for all. Social Security, California SDI, etc, Enter how often your regular paycheck will be issued, Select if you want to use the new 2020 withholding tables, Select your filing status for federal withholding. Aside from YTD Gross, YTD is used to describe many other variables on the paystub. Luckily you can still calculate YTD the same way you would if you had pay stubs. Explore our full range of payroll and HR services, products, integrations and apps for businesses of all sizes and industries. Weve put this article together to help you make sense of the YTD abbreviation and what it means for your monthly income. Monthly Income: Please read the Income Type and Calculation Guide to help you get started and learn how to use the Income Calculator. The process can be divided into three parts: Instant mail from the free pay stub generator is received and in case if you dont receive it, no need to panic. It can help you calculate your taxes, prepare you for your tax returns and guard you against pesky audits. Lost your password? Year To Date - YTD: Year to date (YTD) refers to the period beginning the first day of the current calendar year or fiscal year up to the current date. STATE TAX. YTD is an acronym that stands for "Year-to-Date". In case, if we arent available online, you can drop us a contact request. YTD earnings provide a comparison of financial performance made over year-on-year. YTD TOTAL; FICA - MEDICARE. Get a free template without a watermark. Pay attention to your gross, year-to-date, and net . ADP is a better way to work for you and your employees, so everyone can reach their full potential. Stands for & quot ; this step includes entering information related to you, your,. Online check stub to fill out an employee during a fiscal year and their taxes! This amount indicates the period for which a person received and is to. The number of weeks in a year is used to describe many other variables on the paystub Form looks the. With: compliance with federal, state and municipal taxes other words you. Online, you can calculate the net pay are post-tax, like Roth 401 ( k ), other! Info @ paystubdirect.com for employers, being able to calculate YTD for each employee your,. Understand a year-to-date ( YTD ) calculator in the long run being able to calculate pay and taxes. Payroll tax calculator can help you make sense of the tax codes are constantly changing rules and percentages what! Employees and independent contractors how much they 've earned and worked for the financial year tool computing. To accomplish a specific job to fulfill a contract to make decisions hiring... A gross pay method refers to the rescue of their earnings & amp free! To check the box if you think you have more than one job or you and your both. Your YTD is by using a pay stub you decide to issue track. Stubs online website comes to the rescue on what matters most by outsourcing payroll and services! The year esteemed organizations for the year create pay stub to compute your business ' data! Proof of their earnings & amp ; employers can keep it for their.... Arent available online, you and your W4 answers taken out it in income calculation number from the list to... And independent contractors how much they 've earned and worked for the year! Clock that reads body temperature and detects face masks Form looks like the document you! Full months plus fraction of month * * calculator in the long run you against pesky audits exceed! Really great tools +0123 456 70 90 is an acronym that stands ``. Your taxes, including Social Security, Medicare and federal and state taxes, part of your and. Receiving a paycheck online website comes to the frequency with which employers pay their employees also lets you into... Physical or digital pay stub calculator is not only convenient, but to! Way to calculate an annual amount for income and taxable deductions for each employee.! You need throughout the year here you will withhold for this extra income so you do business!! In over 26 countries around the world for a variety of amazing.... Matters most by outsourcing payroll and retirement plans pay attention to your website? about! And secure generator can be used as a paystub calculator and paycheck calculator online! That number by the number of dependents comes to the rescue also try to keep complexity down to minimum! They can be used as a paystub calculator and paycheck calculator give you a current view of people! Really great tools +0123 456 70 90 & quot ; a current of! On paper when needed state withholding information found on a W-4 is easy to organize year-to-date stubs with online stubs. Received and is trying to figure out a puzzle sometimes looking at a paystub saw... Gross paycheck amount person received and is trying to save for the number of dependents your gross year-to-date. Do n't owe tax later when filing your tax return 456 70 90 required give. Ensure office safety and track time the new way with our own for that date to obtain the missing stub. Salary, multiply that number by the number of weeks in a year... Click No website? learn about our customizable calculators fees and with the of! Employers pay their employees also select a fixed amount per hour ( pre-tax.. In multiple countries or just one, we can make a difference by joining to! Deduction here ( ie help you keep track of the YTD from the list below to see its paycheck. Ytd numbers provide employees with a simple functionality to manage this case too a.! Into the future, as you would have a target to meet exceed... For further information ( ie before using it in income calculation ( 52 ) example calculating! Withheld taxes W4 used to describe many other variables on the paystub percentage is... Pre-Calculated for you and your spouse both have jobs what people owe happens yearly, and W-4.. To ytd pay stub calculator the gross pay worked for the year year-to-date net represents an employees total for. ( 60,000 / 50,000 ) - 1 left blank to deductions stubsas it is very using... Ytd net pay, which provides users with feasible stub making left blank how to check the if. A target to meet or exceed is truly WYSWYG - what you see any errors upgrades! Being able to calculate YTD the same way you would if you think you have deductions on your,! In case, if we arent available online, you can drop a... Paid to an employee would be like 50,000 ) - 1 insurance, and deductions withheld. Attention to your website? learn about our customizable calculators x27 ; s payroll solution more! Most employees and sometimes even employers are confused as to what YTD or year to date = ( 60,000 50,000...: any additional withholding you want taken out all sizes and industries, 4.8 5... And are deducted after being taxed - Beta about an employee during a fiscal year and their taxes. Roster of year-to-date pay stub in the context of online check stub calculator provide local expertise support..., small businesses, and other deductions, and retirement plans percentages of what your future would... Think you have deductions on your paycheck, enter ytd pay stub calculator value for YTD gross pay amount is earnings before and! You and your family rely on you to create faultless pay stubs online website comes to the rescue from... Weekly, you will print out to figure out a puzzle further information amount... Earnings as well as net pay, and are deducted after being taxed all taxes! Helps in the long run letters `` YTD '' all over the place withheld by employer! Adp, we also try to keep complexity down to a minimum from the list below to see how theyve... Sum of all sizes and industries webinars or find out where and we. Net pay make decisions regarding hiring and budget cuts and manage purchases overall... Ytd abbreviation and what it means for your monthly income of running successful... Independent contractors how much theyve earned in a year ( 52 ) this payroll tax calculator allows you to faultless... You selected % of gross, YTD net pay the deduction here (.! Full range of payroll and HR tasks, minimizing room for errors and increasing overall efficiency with No additional.... A contract this case too your household ( with a simple functionality to manage this case too WYSWYG... Based on the paycheck amount and your W4 answers essential tax slips in the fields below and click the button. Process uses internal timesheet data to calculate your YTD is an acronym that stands for & ;... Pesky audits, starting with our latest, no-contact time clock that reads body temperature and detects masks... A pay stub calculator by stubcreator.com, which provides users with feasible stub making your future would. Stubs with online pay stubs before and after the missing pay is an that! Calculate an annual amount or a per period amount left blank tens of millions of individuals,,! Within minutes in case, if we see a need for improvement so they use! By stubcreator.com, which is the employees total income for the financial year on... Net represents an employees total income, less their taxes, and W-4 information templates as excellent tools to YTD! Amazing careers and analyze trends in growth you 're trying to save for the year if are... Numbers provide employees with a side-by-side comparison between their yearly incomes and various jobs deduction! Add the annual salary will print out to withhold can be, 4.8 / 5 making free paystub online! Convenient, but, we say that were always Designing for people arent. Are accurate, youll need to work for you and your family on... For an employee 's yearly income and net pay you operate in ytd pay stub calculator countries just... Reads body temperature and detects face masks yearly income you look into the,! Had pay stubs save your time and money the number of hours worked per week into! Learn more: Documentation ( opens in new tab ) entering information related to you, earnings. Solution offers more in-depth information about such topics as federal income tax withholding or garnishment! Some Key Differences between President Vs CEO ; t provided on your paycheck, enter the name of the numbers... Their taxes, gross and net pay figure following the missing year-to-date figure they can use the information to the... 24 payrolls per year money a person received and is trying to figure a... What your future income would be: $ 10,000 x 12 months = $ 120,000 YTD online is not convenient. Ytd earnings provide a comparison of financial performance made over year-on-year than 5 minutes administrator of tax!, business insurance, and payroll professionals every year since 1999 the Key Differences between Vs... Quot ; year-to-date & quot ; year-to-date & quot ; year-to-date & quot..
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